Providing the Best Investment Options to Our Clients Independent. Fee-Only. Fiduciary. As an independent wealth management company, our investment team is dedicated to finding the best set of investment options available for our clients through their continued research and by leveraging our relationships with independent fund managers. We are a fee-only firm. We are compensated on the value of client portfolios and not product or trading commission. As a fiduciary, we make decisions to pursue the best interests of our clients. We take a hands-on approach, monitor clients’ accounts regularly and rebalance when advisable to ensure they conform to our investment targets. Tailored Investment Strategies We always apply our best investment ideas for our clients. We manage diversified asset allocations that cover the entire risk spectrum, which includes both U.S. and foreign stock and bond funds, and exchange traded funds (ETFs) along with a MM allocation. Determining the Best Strategies for Our Clients Our Trust Officers & Wealth Advisors work with clients to determine the best investment strategy for their financial goals and their ability and willingness to take on risk associated with investing to reach those goals. These factors help us determine which investment strategy is right for their specific situation. Experienced Team Some clients have more complex situations than others. Our advisors confer with experienced financial planners, accountants, attorneys, and investment managers—both internal and external—to provide the best options and solutions. Strategic Transfers When clients choose to transfer their existing assets from another advisor, we carefully review the portfolio to determine the optimal strategy to limit capital gains, but also transition and develop the optimal portfolio strategy. Your Needs First In some cases, clients have stocks that they do not want to sell because of special circumstances. We can manage numerous approved stocks outside our portfolio models when the need arises. Our clients’ best interests are always our priority. Meet Our Investment Committee Our Investment Committee guides our company’s investment policies and decisions. They meet no less than monthly, with the majority of our staff in attendance at the meetings. This ensures everyone is familiar with the committee’s decisions and can communicate and discuss these decisions with clients. Preston Schotte, MBA, CTFA Vice President, Trust Officer & Wealth Advisor Katie Seay, CFP®, CTFA, CRC® President, Director of Wealth Management Mark Knackendoffel, J.D. CEO & Founder Michael Carlisle, MBA Vice President and Trust Officer, Investment Committee Chair Toby Marks Senior Vice President, Chief Investment Officer & Portfolio Manager